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  • Prayer has always and will be an intricate and significant part of any one's life. It changes your life from the inside out. This simple devotional offers daily prayers based on the meditation from the book of Psalms in the Bible.
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  • Книга "Managing Culture Shock and Conflict. Creative Strategies of African Immigrants in the City of Philadelphia".
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  • Often times we underestimate the power of prayer and being in agreement. This book ignites your passion to stand in the gap to pray for your families, for others and your communities and see lives tremendously changed by the power of the Living God. Everyone is called to pray and intercede. In this book, find out the heart of an intercessor, and how you can stand to pray on behalf of your loved ones and others. It's really quite impactful and life changing.
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  • Master's Thesis from the year 2014 in the subject Business economics - Miscellaneous, grade: B+, , course: Management, language: English, abstract: Saving and Credit Cooperatives (SACCOs) are the main financial solution of the people who have low income level. But they have their own challenges that retard their financial solution to their members and the economical contribution to a country. In Kalu Woreda, the development of SACCOs is low due to the existence of different challenges. The research design is cross sectional descriptive research. Primary and secondary sources of data were used. Stratified systematic random probability sampling methods were employed to select the sample respondents. The collected data were analyzed by descriptive statistical methods & simple index model analysis methods. Lack of knowledge and capacity of management committees and poor members' participation, lack of transparency and accountability, lack of appropriate support from cooperative promoters and NGOs, and non awareness of the existing opportunities by the members are the main findings. Providing member driven services, providing appropriate training, education, and information to all stakeholders, and recommending Micro Financial Institutions to give up their unfair competition with cooperatives are the possible recommendations.Key words: challenges, prospects, saving, credit, and cooperatives.
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  • The situations and the problem facing the occupants of the earth had defiled the IQ of the different experts of the world in different facets.From the seven mountains of the world comprising Education,Music,Family, Ministries,Economy,Politics and Media virtually every facets of the earth and its system and its users are in kiosk.The managers of these seven mountains and the world in totality had been trying all they could to keep their various systems working but all to no avail. The reason is so simple in that these managers failed to recognize God the owner of the system who deployed them but resorted to do their things in their own ways.However, God said in Isaiah:34:16these things shall not fail because God had already putting all things in place and keep the Holy Spirit in charge;which the managers of the earth had ignored completely. But the returning back to God,involving the Holy Spirit and the rightful application of the word of God which is the raw material will do the miracle the world is in need of and this is the only solution to the situations of the inhabitants of the earth;because all were created at the begining and all must answer to the word at all times SHALOM
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  • Supposing you walked across to your bank and give your bank cashier (teller clerk) your cash for deposit, but while the cashier was counting the cash, an armed gang swooped in and carted away all monies on the counter, including your cash. Do you know that your bank will not be liable? Yes, your bank will not be liable. The bank will only be liable if the bank cashier had received the cash, checked it, and stamped "Paid" on your deposit teller receipt! Do you know that you have no duty, as a bank customer, to ascertain or check the correctness of the figures entered in your passbook or current account statement? If you relied on the accuracy of the statement sent to you and in good faith spent the money stated in your account, the bank may find it difficult to recover such money from you. Do you know that on the death of one party in a joint account, any credit balance, security or property is transferred to the surviving party and the survivor will be the one to account to the representative of the deceased party? Again, do you know that a minor (that is, a person below 18 years of age), can run a company account, but cannot repay any loan granted him? Any lending to him, by law, is void, and he cannot be expected to repay such loan! Do you know that where a signature on your cheque is forged or unauthorized, the forged or unauthorized signature is wholly inoperative, and your bank cannot debit your account with such a cheque, unless you facilitated the forgery? This...
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  • All-Sufficient God Prophetic Prayer Book is a constant reminder that God is the EL-SHADDAI, meaning “The Almighty God,” who is sufficient to provide for every of our needs. He is sufficient to carry us through the storms of life, to bring us to the place of abiding peace. All-sufficient God is our strength and sustenance forevermore. In him we have a fountain of living water, without end and without possibility of drying up, bringing life and luxuriousness to the waiting soul. He meets every need according to His riches in glory. He is the ultimate provider, the ultimate champion, the great healer, mighty deliverer.Let us therefore come boldly to the throne of grace in God’s presence daily in prayer, casting all our cares upon Him, trusting the all-sufficient God for victory in all areas of our life, because power belongs to our God, and with him all things are possible. “For by grace are ye saved through faith; and that not of yourselves: it is the gift of God: Not of works, lest any man should boast” (Ephesians 2:8–9). Have faith in the Lord, ask whatsoever you desire without wavering and it shall be granted “And this is the confident that we have in him, that if we ask any thing according to his will, he heareth us: And if we know that he hear us, whatsoever we ask, we know that we have the petitions that we desired of him” (1 John 5:14–15). You will surely be blessed beyond measures as you read, meditate, pray and trust God without doubts in your heart because “Faithful i...
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